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Top Sales Producer Cherokee County 2011, 2012, 2013, 2014, 2015, 2016, 2017

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Weiss Lake Has Shoreline Rules

Alabama Power holds property rights around Weiss Lake as required by the Federal Government. So before you begin construction, make changes or additions to any structures or the shoreline, you need to call Alabama Power Company for a permit. An Alabama Power representative will meet with you. To schedule an appointment on Weiss Lake, contact Weiss Lake Shoreline Management at 256-927-2597

Weiss Lake Facts

Weiss Lake covers- 30,000 Acres, 400+ Miles of Shoreline -  Weiss Dam is unique to Alabama Power's system because the spillway gates are about four miles from the powerhouse. The summer pool of Weiss Lake is 564 feet above sea level. Weiss is a storage lake and thus has a seasonally varying water level.  Power production is enhanced if Weiss is maintained at the highest level during the hot summer months when the public demand for electricity is greatest.  t. Three Rivers feed Weiss Lake: The Coosa River, Chatooga River, and Little River.

"Crappie Capital of the World"

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Weiss Lake is often referred to as the "Crappie Capital of the World" and since its early days has been an attractive destination for fishermen.  Other popular species found at Weiss include: largemouth bass, striped bass, hybird stiper, bluegill, longear sunfish, redear sunfish, channel catfish, blue catfish, flathead catfish, and freshwater drum.

"CornwaCornwall Furnacell Furnace"

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Located on Weiss Lake is Cornwall Furnace. Cornwall Furnace was built near the town of Cedar Bluff.  Constructed of limestone from the nearby Coosa River, the 35 foot-high furnace was the first such facility to supply iron for the casting of Confederate cannons during the Civil War.

"Abundant Wildlife"

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The wildlife at Weiss Lake is AMAZING! The Resident Geese make a mess, but they are fun to watch year round.  In the winter Weiss Lake hosts a variety of Pelicans and other migrating birds. Weiss Lake is home to 6 nest of bald eagles, lots of deer, beavers, owls, and all sorts of bugs.

"Little River Canyon and Waterfall"

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One of the three rivers that feed Weiss Lake is Little River.  Little River and the canyon it created, are two of the most popular outdoor attractions in Cherokee County.

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Just a short drive from Weiss Lake is one of the extensive canyon and gorge systems in the country.  the Canyon is distinguished by towering cliffs, rushing Class V water, and scenic waterfalls.  In 1992, Congress designated Little River Canyon a Nation Preserve, thus making it one of the cleanest rivers in the Southeast.  The Little also includes extensive fish populations, such as rainbow trout, redeye bass, catfish, and bream.

Area Surrounding Weiss Lake

"Cherokee Rock Village"

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Marvel at view from Lookout Mountain. You can spot Weiss Lake and part of two states. Vist the imaginary village made of enormous boulders. Rock climbing, primitive camping, hiking and nature trails. Call 256-927-2757 and 256-523-3799 for information.

"Terrapin Creek"

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Terrapin Creek is not really a whitewater run, but it is a nice moving water float through pasture land in east Alabama. At 650 cfs, the water moves nicely for at least half of the run. The area a few riffles and one class I/II rapid towards the end. This is a very nice family float or introductory run for those looking for moving water practice or a place to work on their roll. Terrapin will hold water longer than most runs due to watershed lakes in its headwaters.  Terrapin Outdoor Center is "Alabama's Largest PaddleSports Retailer and #1 Kayaking Destination". 256-447-8383

"Desoto State Park"

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Desoto State Park is nestled atop beautiful Lookout Mountain in scenic Northeast Alabama and accented by many rushing waterfalls and fragrant wildflowers that will simply take your breath away.  Developed in the late 1930s, the hard-working and dedicated men of the CCC made many natural enhancements to the park that have withstood the test of time and will last for future generations.  Desoto State Park is located about 30 minutes northeast of Weiss Lake.

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Appraisal Disappointing? Steps to Take  

Credit RSImedia

Appraisal disappointing? You have options, according to the Appraisal Institute.

"Homebuyers and sellers should first understand what an appraisal is and how it’s used," says Jim Amorin, president and acting CEO of the Appraisal Institute. "Real estate appraisals for mortgage finance applications are prepared for the bank or financial institution so they can better understand the collateral risk in making the loan. This can be confusing, because homebuyers typically pay for the appraisal and receive a copy of it."

In some cases, the appraisal may not match the contract price—but just because an appraisal comes in below (or above) the listing or contract price doesn’t mean it’s flawed, Amorin says. The agreed-upon contract price may be above market value, for example. In those situations, the buyer and seller often renegotiate the contract at more favorable or balanced terms.

Homebuyers should ask their lender for the qualifications of the appraiser, including whether they are designated by a professional association like the Appraisal Institute, says Amorin. A qualified and competent appraiser knows how to conduct a thorough market analysis and make appropriate adjustments.

Homebuyers also can ask whether the appraiser is directly engaged by the bank or whether the bank utilizes an appraisal management company, and what their procedures are for engaging qualified appraisers.

"The best way for consumers to combat potential problems with appraisals is to ensure the appraiser hired by their lender is highly qualified and competent," Amorin says. "Consumers have every right to demand the use of a highly qualified appraiser, someone with field experience in their market and knowledge and experience to handle the assignment properly."

Contrary to incorrect interpretations of appraiser independence requirements, appraisers welcome information that would assist the development of credible assignment results," says Amorin. If lender policies permit, consumers can accompany appraisers when conducting the property inspection and may provide the appraiser with any information they consider important.

Amorin suggests consumers ask their lender for permission to do so, and confirm the appointment. Consumers should also take note of whether an adequate inspection is performed. Did the appraiser spend enough time at the property to observe important features or improvements or potential problems?

Homebuyers should take advantage of their right to obtain a copy of the appraisal report," Amorin says. Even though the appraisal is ordered to help assess lender collateral risk, buyers are entitled to a copy of the appraisal report. Federal regulations require lenders to provide property buyers with free copies of appraisal reports no later than three days before the loan closes.

Although appraisal review is best performed by qualified appraisers, consumers should examine the appraisal for potential deficiencies, says Amorin. According to "Appraising the Appraisal: The Art of Appraisal Review," common errors in appraisals include: misuse of adjustments to comparables; disregarding special financing and concessions; or miscalculation of gross living area (GLA).

Amorin suggests consumers ask themselves:

  • Do adjacent homes add or detract from the value of the subject property?
  • Is the subject property equal to or lower in price than surrounding homes?
  • Does the floor plan have any functional problems?
  • Does the house (particularly the kitchen and bathrooms) require major remodeling to make it comparable with similar homes in the same price range?
  • Is the number of bedrooms and baths in the home comparable to similar homes in the same price range?
  • Did the appraiser perform an adequate inspection?

"Most lenders have appraisal appeal procedures, known as ‘Reconsiderations of Value,'" says Amorin. "If you’re aware of recent, comparable sales information or items that may not have been available or considered by the appraiser, provide those to the lender. If problems were found with the first appraisal, you can and should obtain a second appraisal."